Ask the Expert

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Health Insurance: Open Enrollment Has Begun, Make the Best Choice for You and Your Family

The open enrollment period has begun. If you have insurance through an employer, your plan may renew automatically or you might have to make a choice on plans. Either way, now is a good time to make sure you’re on a plan that meets you and your family’s needs.

Most employer and private open enrollment periods run from November 1, 2018 to December 15, 2018, but check with your individual provider to be certain. If you miss your enrollment period, it can cause serious consequences for the next year.

How do I choose the right plan for me and my family?

There's a lot to consider when choosing new health coverage. You should think about the provider network, your medical and pharmacy expenses, and how much you can afford. If you would find it helpful to talk with an agent about your questions before you commit to a plan, feel free to call 855-442-0220. The SelectHealth Answer team can help provide answers to your questions and explore your healthcare options. There is no obligation or commitment.

Healthcare is expensive, and costs continue to rise. How can I afford a plan?

There are many resources available that can make health coverage more affordable. Depending on your income, you may qualify for a monthly subsidy that can reduce your monthly premium. In addition, some people may qualify for a cost share reduction, which can reduce deductibles and copays. Most plans also include free preventive care.

And remember, if you qualified for a tax credit in 2017 and your finances have changed, visit healthcare.gov to update your account—that way you’ll be sure to get the right amount next year.

Need Expert advice on health insurance?

Join experts from the SelectHealth Answer Team on Tuesday, December 11th as they discuss insurance on KUTV during Intermountain Healthcare’s Ask the Expert program. Tips and suggestions will be offered throughout the day by the SelectHealth Answer Team on Channel 2 during news and other broadcasts.

If you have your own questions, our panel of experts and members of the SelectHealth Answer Team will be answering your phone calls from noon to 5:30 p.m. at 1-877-908-0680. You can also submit questions via Facebook and Twitter using #kutvasktheexpert.