FSAs offer a convenient way to pay for out-of-pocket healthcare and dependent care expenses while also saving on taxes.

First, you estimate your out-of-pocket expenses for the year. That amount is then deducted from your pre-tax income through payroll deductions from each paycheck and deposited into a personal reimbursement account.

Then, when you use your account for eligible expenses, you do not pay federal, Social Security, or state (if eligible) taxes on your contributions.

Intermountain Health Peaks region offers two FSA choices. Caregivers may participate in one or both FSA options.

Health Care FSA

  • You can use the funds in your FSA to pay for qualified medical expenses not covered by insurance, such as copays, deductibles, dental, and vision expenses.
  • The maximum annual contribution for 2023 is $2,850.

Dependent Care FSA

  • You can pay for daycare and other similar expenses during your and your spouse’s working hours away from home. To be eligible, the providers must claim this income on their tax return.
  • The maximum annual contribution for 2023 is $5,000. A comprehensive Dependent Care contribution chart is listed under the "Dependent Care FSA Contribution Limits" section below.

    • Find additional FSA Plan details here.

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    WEX Resources

    How To Manage Your Healthcare and/or Dependent Care Flexible Spending Accounts

    You may access your account balance, claims status, forms, etc. 24/7 through the WEX website. Follow these steps to get started:

    1. Go to www.wexinc.com
    2. Hover over Solutions
    3. Select Participants/Employees
    4. Click the yellow Login button

    You can access your funds at WEX in any of the following ways:

    • Your FSA Debit Card
    • Mobile app (available for both Android and Apple devices)
    • Online via the Discovery Benefits website
    • Fax or mail a paper reimbursement form

    Discovery Benefits Contact Information

    *WEX will continue to use the Discovery Benefits Participant Services throughout the branding transition. This will be updated to WEX later in 2021.

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    Summary Plan Description

    The Summary Plan Description, or SPD, communicates plan rights and obligations to participants and beneficiaries. This is a summary of the material provisions of the plan document. Click here to locate Summary Plan Descriptions.
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    Health Flexible Spending Account vs. Health Reimbursement Account

    At SCL Health, we offer two types of reimbursement accounts to help pay for your out-of-pocket healthcare expenses. A Health Reimbursement Account (HRA) is provided to our medical plan enrollees. Additionally, benefits-eligible associates can enroll in and contribute pre-tax dollars to a Health Care Flexible Spending Account (FSA).*

    So, what’s the difference between the two? Click here to view a chart that will help you compare an HRA and a Health Care FSA.

    *A Health Care FSA is different from a Dependent Care FSA. Refer to your Benefits and Well-Being Guide in October to learn the difference.

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